How to Significantly Reduce Credit Card Processing Fees with North American Bancard

One of the biggest headaches to business owners, is paying credit card processing fees. Most business owners consider it a necessary evil. Every dollar earned is important, especially for small business owners. When it comes to your bottom line, absolutely every dollar counts.

That’s why we made it our goal at NAB to help merchants minimize the impact of credit card processing fees. We have developed multiple programs to get your costs down. With the North American Bancard, you can significantly reduce your credit card fees and still offer your customers a seamless experience no matter how they shop with your business.

Reduce Fees With NAB Credit Card Processing Discounts

Our goal is to work with your business to find out which of our cost reduction solutions will work best for you and your customers. Are you looking for a way to keep things consistent, while simply paying the lowest rate possible? Or, do you want to consider lower cost payment options such as ACH check processing? Or even better, do you want see if our EDGE program, which may truly make you revenue neutral no matter how your customer pays you, is the right choice for your business?

We have developed cutting edge programs to help you reduce your credit card fees on a daily basis, while still maintaining your current level of service.
For many businesses processing at least $30,000 a month in credit card transactions, our unique merchant program, EDGE, may truly make you revenue neutral no matter how your customer pays you. This means you will keep the same amount when your customer pays with cash as you do when they do not pay with cash.For many businesses processing at least $10,000 a month in credit card transactions, our unique merchant programs can help you reduce credit card fees by 90% or more every month.
For businesses processing at least $3,000 a month in credit card transactions, our North American Bancard cutting edge programs can save you 50% or more each month on credit card processing fees.It is our goal to continually find ways to better serve merchants. Increase your bottom line by cutting out some of the unnecessary costs associated with credit card processing fees.

Ready to reduce credit card processing fees with NAB? Take the next step! One of our skilled representatives will talk through exactly how our programs may work for your business.

Pay Anywhere A Smarter Point of Sale

With the power of PayAnywhere, you can:

  • Accept online payments and create recurring invoices
  • Manage your employees with hiring software, scheduling functionality, and a free, fully featured time clock
  • Manage your customers, inventory, and chargebacks
  • View, compare, and export real-time data sales, customers, employees, products, and more


Are you ready to get rid of the impact of payment processing costs on your business?

• No monthly or annual costs for Edge Cash Discounting
• No contract commitment
• Free equipment
• No confusing customer receipts
With the Edge Cash Discount program you will enjoy the same profit margins from cash payments as you do from non-cash payments.


We provide you with what you need

  • free signage explaining the program to your customers.
  • free Edge Cash Discounting software
  • free equipment options.

What Edge Cash Discounting eliminates

  • no monthly or annual costs
  • no statement fee
  • no batch header fee
  • no PCI compliance fee
  • no contract commitment


Our Edge Cash Discounting program works on many POS solutions to meet your business needs and we even offer free POS equipment if needed.

No Confusing Customer Receipt

When your customer checks out at the point-of-sale, our EDGE software knows, in real time, how to adjust the transaction to offset any costs. This adjustment is called the Cash Discount adjustment. This Cash Discount adjustment means, your customer is providing you the same profit margins, whether they pay in cash or not. It doesn’t get any easier than that.

You continue to price all of your merchandise assuming cash payment. If you have been charging your customers a higher price than you would like to charge because you knew many would pay with plastic, you can now offer the cash discount pricing on all advertised pricing.  This would make your advertised pricing more competitive and attractive to the consumer without costing you a dime.

Why the EDGE Program is The Only Program That is Truly Fair to You and to all of Your Customers

Which of your customers currently provides higher margins for your business: cash paying or non-cash paying customers? Cash, right?

But are you doing anything now to incentivize these more profitable clients?   EDGE Cash Discounting gives you an easy way to reward them for paying with cash. More than half of your customers are going to pay with non-cash tender, so you have had to price all of your products in a way that off sets that cost. Your cash paying customers are paying the same amount with no benefit. The current system is not fair to your cash paying customers. That is why we invented our EDGE Cash Discounting program. EDGE is truly fair to all of your customers.

Why EDGE Cash Discounting is fair to you: The costs to accept non-cash payments has climbed. Why?  Card issuing institutions charge you to accept their cards and then often give some of what they charge you back to your customers in the form of rewards like cash back programs. Your customers are incentivized  to use credit cards even when they have the cash, just so they can get the rewards. The consumer gets the rewards that you funded. But EDGE Cash Discounting makes it fair to everyone. The one who gets the benefit absorbs the costs.

With EDGE Cash Discounting, you have the power to protect your business. They can offer the cardholders whatever they like, and it will not cost you a dime. That is why thousands of business owners across the country are embracing our EDGE Cash Discount program.

So, what are you waiting for? Now is the time to take control of your margins and reap the benefits of this cutting-edge cash discounting program. If you are sick of paying thousands of dollars from your profits at the end of the month for payment processing costs, this is your solution. Contact us today to see if our EDGE program is right for your business.

Call us Toll Free at 800.591.8660 or fill out the form on the right.

Is the EDGE Program Right for You?

Not sure if this program makes sense for your business? Ask yourself the following questions:

  • Do a majority of your customers use non-cash forms of payment?
  • Are your margins suffering because of payment processing costs?
  • Are you looking for a simple solution to improve margins?
  • Do you want to be fair to all of your customers with your pricing?
  • Do you want to defend yourself and other small business owners from the rising costs of accepting non-cash payments?

If you answered ‘yes’ to these questions, you’re in the right place.